Fidomoney is an innovative fintech company formed in York in 2019 by financial veterans with a wealth of multinational retail and commercial banking experience. The rapidly expanding team now operates offices in the UK, USA, Belgium, and Macedonia and includes experts in financial crime and AML.

What do we offer? 

Intelligent, tailor-made solutions based around the start-ups and small businesses we serve, whilst recognising the individuality of our customers. We offer business current accounts with all the added payment services businesses need–a business simply chooses what works for them and only pays for what it uses.

Our customers can expect their business current accounts to include the following features:

  • 24h customer support 
  • UK IBAN account
  • Dedicated account manager & Personalised customer service
  • A solution to suit each customer
  • Multi-currency accounts
  • State-of-the-art transaction monitoring and fraud prevention
  • Technology using the latest machine learning and AI technology.
  • Online account management
  • Receive and send payments in seconds
  • Low fees & exclusive exchange rates
  • Offices in the UK, EU, and US
  • Virtual & physical cards 
  • Merchant payment services

Moreover, we partner up with 3rd party payment service providers that offer card payment solutions via payment gateway for a variety of risk levels, ranging from low to medium up to high risk. Alongside this, we offer ‘open banking,’ which is a way for merchants to accept payments from their customers directly via bank transfer, with no need for card acceptance. It appears faster, more secure, and cheaper than card processing costs. While the company is still in its infancy, it has already expanded its business globally to the UK, USA, Belgium, and Macedonia.

As we continue to find innovative solutions to help clients control their finances, we are excited to announce that in 2023 we will offer EUR accounts next to the already available GBP accounts. Clients will be able to make and receive SEPA payments in EUR with this account within the European region. We will also be offering USD and CHF accounts, available for clients with all additional currencies on one login, which will also be released in 2023. 

As a next step clients will also be able to make and receive international payments outside of the European region with all accounts and currency conversion if needed. We are also working on the launch of Debit cards together with Mastercard, both virtual and physical in GBP and EUR.